4AutoInsuranceQuote, a company that offers free auto insurance rate comparisons, has just posted an interesting article on their website that may inspire people to be more careful about what they post on Facebook and other social media websites. Titled “Social Media Being Used For Insurance Investigations,” the article explains how certain posts could possibly get people into trouble with their insurance companies.
According to the new article, insurers and law enforcement officials are monitoring social media posts to check for insurance fraud. As the article notes, people sometimes file a police report, contact their insurance company to let them know about the accident and then make posts about it on Facebook, Twitter and other sites. Unfortunately, the article says, if people reveal incorrect details about the accident, the insurance claim could end up being denied.
Interestingly, 4AutoInsuranceQuote is not the only website that has posted an article about the connection between social media posts and possible denials of insurance; the CBS News website also ran a story on the same topic, claiming that because so many people are on social media, the sites are routinely monitored for evidence of fraud. An article on the Claims Journal website agrees with this premise, stating that investigation and social networking research are “a required tool.”
As the new article on 4AutoInsuranceQuote noted, insurance companies could also possibly check a driver’s social media account for photos of what the vehicle looked like prior to the accident. And if the driver was injured during the accident, adjusters could possibly look at current photos to see if and how the incident has impacted the person’s life.
“There are currently no laws or restrictions on an insurance adjuster’s ability to scour social media sites for information to aid their investigation,” the new article noted, adding that in the law’s eyes, any information listed on public websites, such as Facebook, Twitter, Instagram, Tumblr and others is fair game.
“Often times, the first step in a claims investigation is to run a simple Google search on the claimant to reveal all of their social media profiles.”
4AutoInsuranceQuote is a car insurance rate comparison engine located in New York City. Since 2008, 4AutoInsuranceQuote has provided more and one million free car insurance quotes to Americans. Please visit http://www.4autoinsurancequote.com for a free insurance quote today.