The 10 most expensive cities are in the Greater Toronto Area and Hamilton region. The most expensive is Brampton, where a single 35-year-old driver with a clean record would have an average annual premium of $2,392 – 65 per cent higher than the provincial average of $1,448, according to data collected by Kanetix.ca, which ran quotes for every city in Ontario based on the same driver profile.

Top 10 most expensive cities in Ontario

1. Brampton – $2,392

2. Vaughan – $2,018

3. Mississauga – $1,930

4. Toronto – $1,886

4. Markham – $1,886

6. Richmond Hill – $1,783

7. Hamilton – $1,683

8. Pickering – $1,593

9. Ajax – $1,556

10. Bradford – $1,484

10. Stouffville – $1,484

Ontario average – $1,448

Source: data collected by Kanetix.ca.